Upgrade your mobile phone in 3 easy steps

Walk out with your new phone in less than 20 minutes!
Click here to avail attractive EMI offers on Samsung Smartphones

Why choose Home Credit

No credit history required
No credit history

Avail loans even if you’ve never taken one before

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Get your loan request approved instantly

Convenient Repayment Modes
Repayment Modes

Pay online, using the mobile app or via other repayment modes

No hidden charges
No hidden

Transparent terms & conditions for your peace of mind

Value-added Services

  • |
  • Mobile Protect
  • Safe Pay Health
  • Extended Warranty

Opt for our Value-added Services while applying for a loan

Wide Coverage

Mobile Protect insures your phone from damage like breakage and liquid damage

Cashless Claim Process
Super Quick TAT
Doorstep Service

Big offers for big dreams

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  • samsung offer

    Samsung & Vivo Easy EMI offers

    Up to 20% off on the latest Samsung & Vivo Smartphones.
    Instant Online Approval | Home Delivery

  • Vi<sup><small>TM</small></sup>

    ViTM bundled offer

    Get a 4G smartphone along with the ViTM Unlimited Pack at just ₹ 799/-. Pay the rest in Easy EMIs

  • gift

    Last EMI free with Gift Pay

    Pay your smartphone EMIs on time, and the last one will be a gift from our side

EMI Calculator

Frequently Asked Questions

What is the eligibility criteria for buying Mobile Phone on EMIs?

You are eligible to apply for a Mobile Phone on EMIs if you meet the following criteria:

  • Age: Indian national between 19 to 65 years of age
  • Income source: Salaried, self-employed or pensioner 
  • Documents: One ID proof and one address proof
  • Gap between two loan applications: 90 days

What will be the tenure for availing mobile phone on EMIs?
Where can I buy Mobile Phone on EMIs from Home Credit?
Can I select the loan amount and tenure for my loan?
Is Gift Pay applicable in case I opt for Payment Holiday during my loan term?
What is the Gift Pay offer provided by Home Credit India?
Is Gift Pay offer applicable in case I opt for payment holiday during my loan term?
When will my loan contract get over if I pay all my instalments on time, with Gift Pay?
What are the Value Added Services available with Mobile Phone on EMIs?
What are the benefits offered by Safe Pay?
How can I claim the Safe Pay insurance amount?
What are the benefits offered by Mobile Protect?
How can I avail the benefits offered by Mobile Protect plan?
What are the benefits offered by Extended Warranty?
How can I raise a claim for the benefits offered by Extended Warranty?

Guaranteed customer happiness

  • |
  • customer

    "Maine apne dono phone Home Credit se finance karvaya hai. Process bhut aasaan hai, main Home Credit ke sath juda rahunga aur friends ko recommend krta rahunga."

    - Nitesh Jain

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • customer-2

    "EMI aaraam se pay  kar sakte hain app ke saath, bina kisi problem ke."

    - Sonu Mehta

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • peer hasan

    "Jaise bola tha, ussi hisab se EMIs mili. Maine Home Credit ke convenient EMI plans ke saath apne manpasand phones liye, bina kisi problem ke."

    - Peer Hasan

    Purchased : Mobile Phone Watch Video Home Credit Video Play
  • tarun jaiswal

    "Home Credit ke saath apni zaroorat ki cheez khareed sakte hain aur easily pay kar sakte hain."

    - Tarun Jaiswal

    Purchased : Mobile Phone Watch Video Home Credit Video Play
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